Disability Insurance in Prince Albert
Suddenly becoming disabled can turn your life upside down. It can also lead to significant financial hardship. Paying for treatment, care, and loss of income can be far-fetched without reliable disability insurance.
The team of experts at RAM Financial LTD has been helping individuals discover disability insurance options for years. To find the best disability insurance options on the market, book a consultation with our professionals.
Call us now at (306) 244-7660 to get started.Book An Appointment
Short-Term Vs. Long-Term Disability Insurance
If you’re looking into purchasing disability protection, you may wonder what the difference is between short-term and long-term disability insurance.
Short-Term Disability Insurance
Short-term disability pays out some of your income for up to a year after the illness or disability occurs. Usually, these benefits are paid out weekly and last for 4-6 months.
This type of insurance can help to cover you in the case of severe illness, childbirth, or a medium-term but recoverable injury that is not work-related. Short-term coverage will assist you until your condition subsides.
Long-Term Disability Insurance
Long-term disability insurance can work to cover long-term or permanent disabilities. Typically, payments will last until you can go back to work, or until you retire.
Long-term disability insurance may cover:
- Severe pain disorders
- Serious Injuries
- Mental health conditions
- and more
Call us today to find out how to qualify for short-term or long-term disability insurance.
RAM Financial LTD: The Best Disability Insurance and Protection
If you’re facing unexpected illness or disability, disability insurance may come in handy.
Having to rely on friends and relatives to care for you during this time can be burdensome and lead to a more significant financial loss. If a relative chooses to care for you at home, however, their income may be subsidized under some disability insurance packages.
Be prepared for an unforeseeable health condition by investing in a comprehensive disability insurance plan.
Making a Disability Insurance Claim
At RAM Financial LTD, we are proud to provide our valued clients with a simple and straightforward claims process. We recognize that you might make a claim during difficult periods, and we will do what we can to relieve some of the stress.
When a disability occurs, get in touch with us to make your claim right away. The sooner we are aware of your condition, the sooner we will be able to provide you with the financial support you need.
If you have questions about the claims process, don’t hesitate to get in touch with our team. We are more than happy to break it down for you.
Call Us for Simple and Affordable Disability Insurance in Prince Albert
RAM Financial LTD works with the leading health care providers in the country to ensure that you have proper support should you find yourself in an accident or with a severe illness. We are proud to provide some of the most reliable disability insurance in the Prince Albert area.
For professional support, straightforward claims, and unparalleled rates, contact us now to set up a consultation.